Terms of Service

Acceptance

By using SME Academy (smeacademy.my), you agree to these terms. If you do not agree, please do not use the site.

Content

All content on SME Academy is provided for educational and informational purposes only. It does not constitute professional advice. Consult qualified professionals for specific business, legal, or tax advice. While we strive for accuracy, business regulations, tax rates, and compliance requirements may change. Always verify with the relevant authorities.

Use

You may freely read, download, and share our content. You may not republish or sell our content without written permission.

The following are permitted:

• Reading and printing guides for personal or internal business use.
• Downloading templates for your own business use.
• Sharing links to SME Academy content on social media, email, or other channels.

The following are not permitted:

• Republishing our guides or templates on other websites or platforms.
• Selling our content or incorporating it into a paid product.
• Claiming our content as your own.

Calculators and tools

Our calculators and tools provide estimates for illustrative purposes only. They do not constitute financial, tax, or legal advice. Always verify results with a qualified professional.

No warranty

Content is provided "as is" without any warranty. We make reasonable efforts to keep information accurate but cannot guarantee completeness or currency.

Limitation of liability

SME Academy shall not be liable for any damages arising from the use of this site.

Third-party links

Our site may contain links to third-party websites. We are not responsible for the content or practices of those sites.

Governing law

These terms are governed by the laws of Malaysia.

Changes

We may update these terms at any time. Continued use after changes constitutes acceptance.

Last updated: January 2025